Singapore’s Trusted Business Financing Partner: Empowering
Your Growth

One stop. Endless possibilities. Explore traditional & innovative financing solutions tailored to meet your specific needs.

0+ clients
Trusted by
0 million
Disburse over

Singapore’s Trusted Business Financing Partner: Empowering
Your Growth

One stop. Endless possibilities. Explore traditional & innovative business financing in Singapore tailored to meet your specific needs.

0+
Trusted by clients
0 million
Disbursement over

Why Choose Us

The Choice of Over 11,000+ clients

Flexible Financing Options

We offer a wide range of competitive rates to suit your needs.

Dedicated Client Service

We prioritise building strong relationships with our clients.

Streamless Process

We believe in making the financing process fast, efficient and transparent.

Our Products

A Comprehensive Suite of Financial Products

Auto Business Loans

Floor
Financing

Floor Financing

Access financing for your showroom inventory

Business loans

Property-backed Working Capital Loan

Leverage Your Property for Your Business Needs

Business loans

Caveat
Loan

Caveat Loan

Unlock equity in your property for quick funding

Auto loans

COE
Renewal Loan

COE Renewal Loan

Hassle-free renewal

Auto loans

In-house
Loan

In-house Financing

Seamless process & fast turnaround

Auto loans

Car Refinancing Loan

Car Refinancing

Rev up your savings

Auto loans

Electric Vehicle Loan

Electric Vehicle Financing

Affordable financing for EV

Auto loans

Bank
Loan

Direct Bank Car Financing

Competitive rates, simplified process

Auto loans

Private Hire
Loan

Fuel your ride-hailing earnings

Auto loans

Balloon Scheme Loan

Enjoy a lower monthly payment

Unlock Your Financial Potential with Ricardo Financial Services

Our Partners

Partnering with leading banks and financial institution to offer you the best